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We issue a key fob with your Membership card which removes the need for two cards, however the card and fob must be used by the named Member only.

It is beneficial for customers to have a Membership card for which ever Co-op you shop at, especially the Co-op you use most frequently. You can have a card for multiple Co-operatives if you choose to. The points you earn on your Central Co-op Membership card are converted to a dividend when we share our profits twice each year, but this dividend can only be used in Central Co-op businesses only.

They cannot be used in Midcounties Co-op, The Co-operative Group or any other Co-operative that is not Central Co-op. You cannot transfer points between different Co-operative Membership societies. Each Co-op operates independently.

If you are not yet a full Member and are earning points towards becoming a full Member, your first 100 points earned will buy your £1 share.

Only points earned once you own your £1 share will be paid out in dividend in multiples of £1. Any dividend lower than £1 will not be paid out immediately but instead carried forward to the next distribution period.

You can use your Central Co-op card in any of our family of Central Co-op businesses and the easiest way to do this is to check our store locator to find our Central Co-op businesses.